Disclosures
General Information
BEAM Wealth Advisors, Inc. is a registered investment adviser doing business as Benedetti, Gucer & Associates (“BGA”).
The information provided on this website is for general informational and educational purposes only. It should not be construed as personalized investment, financial planning, legal, tax, accounting, insurance, or other professional advice. Financial planning and investment advisory services are provided pursuant to a written advisory agreement.
All financial planning, investment, tax, estate, charitable, insurance, and risk management strategies involve risk and uncertainty and should be evaluated based on each client’s individual facts and circumstances. There is no guarantee that any financial plan, investment strategy, tax strategy, estate planning strategy, charitable giving strategy, insurance strategy, or risk management strategy will be successful or achieve desired results.
All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Market conditions, tax laws, regulations, and individual circumstances may change and can affect the appropriateness or effectiveness of any strategy.
Legal, Tax, and Professional Advice
Benedetti, Gucer & Associates does not provide legal services. Unless separately engaged through an affiliated tax entity, Benedetti, Gucer & Associates does not provide tax preparation services. Clients should consult with their attorney, tax advisor, and other qualified professionals before implementing any legal, tax, estate planning, charitable giving, or related strategy.
Tax laws and regulations are subject to change and may vary based on individual circumstances. There is no guarantee that any strategy will result in tax savings or improved financial outcomes.
Tax Preparation Services
Tax preparation and related services are provided by BEAM Tax Services, LLC, an affiliated but separate entity from BEAM Wealth Advisors, Inc., dba Benedetti, Gucer & Associates. Separate engagement terms and fees apply.
BEAM Tax Services, LLC and Benedetti, Gucer & Associates may share common ownership and may coordinate services where appropriate. However, each entity provides services under separate agreements, and clients are not required to engage BEAM Tax Services, LLC as a condition of receiving advisory services from Benedetti, Gucer & Associates.
Estate Planning
Estate planning strategies are subject to applicable laws and individual circumstances. Any estate planning discussion is intended to be general in nature and should be reviewed with a qualified estate planning attorney. Benedetti, Gucer & Associates does not draft legal documents or provide legal advice.
There is no guarantee that any estate planning strategy will achieve desired outcomes.
Charitable Giving
Charitable giving strategies are subject to applicable laws, tax rules, and individual circumstances. There is no guarantee that any charitable giving strategy will achieve desired financial, tax, estate, or philanthropic outcomes.
Clients should consult with their tax advisor and legal counsel before implementing charitable giving strategies.
Insurance and Risk Management
Insurance products involve costs and may not be appropriate for all individuals. Coverage, benefits, exclusions, limitations, and availability are subject to the terms and conditions of the applicable insurance policy.
Insurance and risk management strategies do not guarantee protection from loss or the achievement of desired outcomes. Clients should carefully review policy terms and consult with appropriate professionals before purchasing or modifying insurance coverage.
Cryptocurrency and Digital Assets
Cryptocurrency and digital assets are highly volatile and involve significant risk, including the potential loss of principal. The regulatory, tax, and legal treatment of digital assets continues to evolve and may impact their value, taxation, custody, and use.
Digital assets may not be appropriate for all investors. Any discussion of cryptocurrency or digital assets is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any specific digital asset.
Media, Commentary, and Video Content
Any articles, podcasts, videos, interviews, market commentary, or other media content provided by Benedetti, Gucer & Associates are for general informational and educational purposes only.
The views expressed represent the opinions of Benedetti, Gucer & Associates or the individual presenters as of the date presented and are subject to change without notice. These views are not intended as a forecast, guarantee of future results, investment recommendation, or offer to buy or sell any security.
Information presented in media content should not be construed as personalized investment, financial planning, tax, legal, or other professional advice. Securities involve risk, and fluctuations in principal will occur. Investors should research any investment thoroughly and consult with their financial advisor before making investment decisions.
Benedetti, Gucer & Associates and related persons may buy, sell, or hold securities that are also discussed or recommended to clients. This may create a conflict of interest. Additional information regarding conflicts of interest, management fees, expenses, and advisory services is available in the firm’s Form ADV Part 2.
Past performance is not indicative of future results.
References to Media Outlets
References to media outlets, publications, or third-party platforms reflect the publication or distribution of firm-related content. Such references do not constitute an endorsement, recommendation, or approval of Benedetti, Gucer & Associates or its advisory services by any media outlet, publication, or third-party platform.
Third-Party Links
Links to third-party websites are provided strictly as a courtesy and for informational purposes only. When you access a third-party website through a link on this website, you are leaving the Benedetti, Gucer & Associates website.
Benedetti, Gucer & Associates makes no representation as to the completeness, accuracy, timeliness, or reliability of information provided by third-party websites. Benedetti, Gucer & Associates is not responsible for any direct or indirect technical, system, or other issues, or any consequences arising from access to or use of third-party websites, technologies, information, or programs.
Users assume full responsibility and risk for their use of any third-party websites.
Awards and Recognitions
Awards, rankings, or recognitions referenced on this website are provided for informational purposes only and should not be construed as a guarantee of future investment success, an endorsement by any client, or a recommendation of Benedetti, Gucer & Associates, its investment adviser representatives, or employees.
Five Star Wealth Manager Award
The Five Star Wealth Manager Award is based on client surveys, peer reviews, and regulatory compliance history. Wealth managers are evaluated on criteria that may include customer service, integrity, knowledge and expertise, communication, value for fee charged, attainment of client financial objectives, service, quality of recommendations, reputation, and overall satisfaction.
Wealth managers do not pay a fee to be included in the evaluation process or to be named as a Five Star Wealth Manager. Fewer than 7% of Atlanta-area wealth managers are represented in the Five Star group. Additional information regarding evaluation criteria is available from Five Star Professional.
Receipt of the Five Star Wealth Manager Award is no guarantee of future investment success. This recognition should not be construed as an endorsement of Benedetti, Gucer & Associates, its investment adviser representatives, or employees by any client. The recognition is not representative of any one client’s evaluation or experience.
Fiduciary Services
Fiduciary services are provided in accordance with applicable regulatory standards, client agreements, and the scope of services agreed upon with each client.
Social Media
The firm’s social media profiles are for informational purposes only, and their content is not an offer to sell nor a solicitation to buy securities. The information on social media sites should not be used in making investment, tax or legal decisions. Investors should carefully consider the investment objectives, risks, and expenses associated with any investment. Third-party posts that appear on social media sites have not been reviewed or approved by the firm for completeness or accuracy. Information written by third parties does not necessarily reflect the views or opinions of BGA or its affiliates. BGA and third parties acting on its behalf, reserve the right, to the extent permitted under applicable law; to process, retain and monitor all electronic communications (including personally identifiable information). By sending direct messages and/or posting comments, you consent to such processing, retention and monitoring.
General Disclosure
Check the background of your financial professional on FINRA’s BrokerCheck.
Additional information, including management fees and expenses, is provided on our Form ADV Part 2, available upon request or at the SEC’s Investment Advisor Public Disclosure site, here. As with any investment strategy, there is potential for profit as well as the possibility of loss. We do not guarantee any minimum level of investment performance or the success of any portfolio or investment strategy. All investments involve risk (the amount of which may vary significantly) and investment recommendations will not always be profitable. Past performance is not a guarantee of future results.
We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.
Advisory Services offered through BEAM Wealth Advisors, Inc (dba Benedetti, Gucer and Associates), a Registered Investment Advisory Firm.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CFP® and Certified Financial Planner™, which it awards to individuals who successfully complete initial and ongoing certification requirements.
