Conflicts of Interest

Sure, your financial advisor claims to be giving you good advice. But just who is it good for? All too often, it isn’t you. After all, the big banks and brokerage firms are in the business of selling products and producing profits. They’re there to facilitate transactions – like buying …

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Are you on Track?

When it comes to retirement, most people aren’t. Studies show that some 75% of all Americans reaching retirement age have less than $30,000 socked away to take them through their golden years. And when you consider that people will need about twenty times their annual income to maintain their standard …

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Medicare: A Practitioner’s Guide

Having a comprehensive and affordable health insurance strategy is more than just a critical component in your retirement plan; it’s a critical component in your quality of life. By Judah Day The Importance of Medicare When it comes to planning your retirement, there is no shortage of components to consider. …

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Retirement Plan Design: Stretching a Match

In recent years, retirement plan sponsors and plan providers have been evaluating the effects of a low interest rate environment on participants’ retirement income adequacy. In many cases, sponsors have begun exploring plan design strategies that encourage participants to save more for retirement. One of the strategies being discussed is …

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