By Chris Cristallo, CFP® | BEAM/BGA 401k Summer is in full swing. Whether you are headed to the beach, the mountains, or just enjoying longer days and warmer evenings, the last thing most people are thinking about is their 401(k). But while you’re out enjoying the sunshine, the right retirement …
Saving money isn’t just about cutting back—it’s about making strategic choices that add up. Here are specific ways to cut costs and get the most value for your hard-earned cash! 1. Shop Smarter with Price Comparison Tools Before buying that new air fryer or set of headphones, check prices using …
By Chris Cristallo, CFP® | BGA 401k As the days get longer and the pace of business quickens heading into summer, May is the perfect time for plan sponsors to revisit their company 401(k) plan. A midyear check-in can help you identify opportunities to strengthen your plan, engage employees, and …
Published April 14, 2025 Financial markets were slammed by a whirlwind of policy change, volatility, leverage unwind, and benign economic data in the first quarter. The announcement of wide-sweeping tariffs from the new administration from mid-February to early March sent equity markets plummeting lower, along with interest rates, commodity prices …
By Chris Cristallo, CFP® | BGA 401k We are in one of those market environments again—where headlines swing between tariff and inflation worries, geopolitical tension, and rate cut speculation. One week the market is up 3%. The next, it is down 4%. For participants in your 401(k) plan, this kind …
When people hear “financial advisor,” they often think of someone who helps individuals invest their money and plan for retirement. That is not wrong—but it is not the whole story. Just like dentists and orthodontists both work on teeth but have different specialties, wealth managers and 401(k) qualified plan advisors …
The clock has struck 2025, and while some are still stumbling through their New Year’s resolutions, this is your chance to make a resolution you’ll actually keep—taking your retirement plan to the next level. Think of it as a financial wellness checkup for your practice. Ask yourself: Are you squeezing …
As 2025 begins, 401(k) plan sponsors are entering another dynamic year shaped by fresh regulatory updates, technological advancements, and the evolving expectations of employees. At BGA 401k, my team and I remain committed to helping you stay ahead, ensuring your retirement plan remains competitive, compliant, and effective. This blog post …
The start of a new year isn’t just about setting goals at the gym or finally organizing your garage – it’s the perfect time to hit reset on your finances. Whether you are planning for retirement, paying down debt, or saving for that big purchase, taking a few intentional steps …
As the year winds down, it is the perfect time to reflect on your financial goals and take steps to maximize your savings for the year ahead. For busy medical professionals, optimizing retirement savings while minimizing taxes is an essential part of securing your financial future. In our last blog, …