At BGA, we help businesses evaluate, implement, and manage employer-sponsored retirement plans designed around their workforce, operational structure, and long-term business objectives. Our team works with companies on 401(k) plans, profit-sharing plans, cash balance plans, and other ERISA-qualified retirement plan considerations.
We provide coordinated retirement plan consulting, fiduciary support, investment oversight, participant education, and compliance coordination as part of a broader business and financial planning approach.
Many advisors provide broad financial planning services, while ERISA retirement plans involve specialized regulatory and fiduciary considerations. Partnering with advisors who focus on retirement plans can help support thoughtful plan design and governance. Our team brings experience working with ERISA regulations, fiduciary obligations, and the unique challenges of retirement plan administration. Our experience working with ERISA retirement plans allows us to evaluate plan design considerations with compliance, cost management, tax considerations, and employee engagement in mind.
We work with employers to evaluate retirement plan structures, including:
Our retirement plan advisors help businesses review plan design considerations based on company goals, employee demographics, contribution objectives, and operational needs.
ERISA retirement plans involve ongoing fiduciary and regulatory responsibilities. Our team assists employers with:
We help businesses coordinate aspects of retirement plan administration in accordance with applicable ERISA requirements.
Participant education is an important component of retirement plan administration and employee benefits planning. We provide:
Our goal is to support employee understanding of retirement plan features and investment options available through their employer-sponsored retirement plan.
We assist employers in evaluating diversified investment options within the context of participant needs, plan objectives, fees, and fiduciary considerations.
Retirement plan fees and administrative costs are important considerations for employers and plan sponsors. Our team helps businesses review:
Qualified retirement plans often require ongoing testing and regulatory filings. We assist businesses with:
For retirement plans subject to audit requirements, we assist with:
Retirement plan decisions often intersect with broader business planning, tax planning, employee benefits, and long-term financial considerations. Our team works alongside employers and other professional advisors to support coordination across these planning areas.
Whether you are evaluating a new 401(k) plan, reviewing an existing retirement plan, or assessing ERISA fiduciary considerations, our team can help you review retirement plan options within the context of your broader business and workforce objectives.
Contact BGA to learn more about our retirement plan consulting and 401(k) plan services.
