After a period of relative calm in the markets, in recent days the increase in volatility in the stock market has resulted in renewed anxiety for many investors. 

08 February 2018

Investors tend to see short-term volatility as the enemy. Volatility may lead many investors to move money out of the market and “sit on the sidelines” until things “calm down.” Although this approach may appear to solve one problem, it creates several others:

05 February 2018

Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios.

25 January 2018

The value difference between an optimized plan and claiming early 

Executive Summary 

Many advisors venture into the Social Security planning world after interfacing with an article or a calculator that identifies the value difference between claiming early and some optimized strategy that includes the delay of at least one member of the couple’s benefit. The value difference can be striking, often from tens to hundreds of thousands of dollars.1

08 January 2018

Sure, your financial advisor claims to be giving you good advice. But just who is it good for?

All too often, it isn't you.

23 June 2016

When it comes to retirement, most people aren't.

Studies show that some 75% of all Americans reaching retirement age have less than $30,000 socked away to take them through their golden years. And when you consider that people will need about twenty times their annual income to maintain their standard of living, for those folks the future looks bleak indeed.

20 May 2015

Having a comprehensive and affordable health insurance strategy is more than just a critical component in your retirement plan; it's a critical component in your quality of life.

06 May 2015

In recent years, retirement plan sponsors and plan providers have been evaluating the effects of a low interest rate environment on participants' retirement income adequacy. In many cases, sponsors have begun exploring plan design strategies that encourage participants to save more for retirement. One of the strategies being discussed is restructuring employer matching contributions.

18 February 2015